Auto Title Loans - Oro Express Mesa Pawn and Gold

What exactly is an auto title loan and how can it benefit me?

Tough times strike us all. There is still hope to turn things around. Oro Express Mesa is here to help you. We offer a loan service that will allow you to keep the vehicle you drive. You walk out with cash in hand to settle whatever incident you may have. You’re probably wondering how and where to find out about this information, let us help you. Our Phoenix Title Loans – Mesa branch is always available for a cash loan using your vehicle as collateral.  We will work with you to ensure each title loan fits your exact needs without any hassle. Each title loan we make is handled by a professional, friendly representative. The process can be finished and set up within minutes.

Get the immediate cash you need, and still drive the car you own.

When looking for extra cash, title loans are a great way to get quick money at a moments notice. Our title loans are set up as a cash loan against the value of a car. This is not limited to vehicles. We also loan cash on RV’s, Motorcycles, Golf Carts, and more, using collateral with a very high loan-to-value ratio. At our auto title lender, we pride ourselves on solutions that work for our customers.

The best thing about an auto title loan is it can be a bad credit loan as well, and the loan approval process is as little as 15 minutes!  We’re able to look past all credit situations and get you approved based solely off the value of your vehicle

We offer our competitive and fair title loans through Phoenix Title Loans, LLC.

Through Phoenix Title Loans, LLC, a major title lender in Mesa, we have the unique ability to lend out money because we often make cash loans that other lenders won’t do and do not have the time for. Luckily we do not have that issue, and Good Credit or Bad Credit makes no difference with us.  We are here to help you out, no matter what position you are in. We have made many loans to a variety of people in Mesa with one thing in common, that there was a need for cash to make home repairs, pay unforeseen medical expenses, making bail and a host of other reasons. Another great connection to our customers that we have is that at our pawn shop we can write notes out quickly and do not discriminate or turn away clients due to personal history or bad credit.

How do I set up an Auto Title Loan?

While not the only way, the quickest and smartest way to start the auto title loan process is to reach out to us first, either by giving us a call or using our live chat feature at the bottom of the screen. An auto title loan is a fast way to get cash, but there’s a bit more paperwork and items to be completed when compared to our other loans.  By reaching out to us before you even come down to Oro Express Mesa Pawn and Gold, we can work out many of the fine details like interest rate and loan amount before you even come down to the store.  This allows us to prepare the paperwork and have your cash ready before you even show up at our pawn shop so that all you need to do is sign a few papers before putting cash in your pocket.

If you’d rather come on down to the store in person, no problem whatsoever!  Every step of our Mesa auto title loan product can be done in person and can be done quickly.  Just make sure you drive the car you’re hoping to get a title loan on down to the store.  Our employees are trained to take a more thorough approach than other title loan lenders so that we can get our customers the most cash possible.  We analyze things like the interior and exterior condition of the car, and how well it runs (whether it’s making noises, check engine light, how well it drives) to come up with the value of your car.  We know the substance of a car is more than just mileage and years which is typical that all our competitors might consider.


What’s also unique to our auto title loans is the options we’re able to provide.  No matter if you’re from Mesa, Tempe, or Chandler, we’re happy to work with you.  The beauty of an auto title loan is that traditional factors like employment type, credit score, and income are simply irrelevant.  The value of your car is normally all we need to determine the value of the loan.  However, if you hope to get more favorable loan terms such as a lower interest rate, or a higher loan-to-value (the cash loan amount versus the car’s value), we can take these factors into account.  If you’re able to prove a higher than average income,  stable employment (government jobs, some large companies), or a high credit score we can often reduce your interest rate and sometimes increase the amount of your auto title loan.

You’ll find no other auto title loan lender that offers the flexibility Phoenix Title Loans and Oro Express Mesa Pawn and Gold do.  We believe in serving the community we exist in and to this end loan the most cash possible for any and all vehicles.  Just visit our Phoenix Title Loans website by clicking here and look at the wide array of services we offer.  Our customers are of the utmost importance and we should always be your first choice when an auto title loan is needed.

Don’t worry if you already have a title loan with another lender!

Re-financing with us is not a problem with our auto title lender in Mesa. We can refinance any existing Auto Title Loans from any of our competitors. In most cases, you reduce your payments by receiving a lower rate of interest. Our competition usually targets specific cars of high loan-to-value. We at Oro Express take almost any type of vehicle. We’ll accept old, unique and/or collectible cars as collateral for auto title loans. We also take in the competition’s own title loans! All we need is your existing loan information. See for yourself how easy it is to refinance your existing auto title loan with us!

What other options do you offer?

Do you need help in storing your item so it does not get damaged? We are also able to store your vehicle in our secure location. Call or stop by to see why our private, professional, secure Title Loan solutions might be the help you’ve been looking for.

We also proudly serve the cities of Tempe, Mesa, and Chandler, Arizona. We continue this standard of excellence to this day.

If you have more questions, feel free to check out the Auto Title Loans page on Phoenix Title Loans, LLC’s website!