Necklace Estate Jewelry Loan Mesa
The most common types of estate jewelry loans Mesa citizens bring to us is the necklace. Necklaces are among the oldest of jewelry to be adorned, save the ring of course. That is why we at Oro Express Mesa Pawn and Gold is the place Mesa citizens trust!
Why the Necklace?
The most common piece of jewelry brought to our store is the necklace. This is for good reason:
- It is among the most recognizable piece of luxury known to mankind. Placed on the neckline, its beauty is readily and easily seen. The only other piece more recognized is that of the engagement or wedding ring.
- Most necklaces are made with the precious metals of gold, silver, and occasionally, platinum. This makes their values stable to the markets of their respective metals. In other words, the finer the metal (say, gold), the higher in value.
- The necklace is among the easiest for people to consider loans for and is the most common piece to pawn.
How do you Get the Estate Jewelry Loan Process Started?
The process is very straightforward. First, bring the piece in question when you visit our store at Oro Express Mesa Pawn and Gold. Second, we will assess the loan-to-value of the item and provide an offer. Third, if offer accepted, we create the loan paperwork, a few signatures and we provide the cash in a few moments. On average the process takes roughly a half-hour. There are cases that it could be as quick as five minutes!
How Long Do I Have to Pay the Loan?
Our secured loans are for 90 days, but are not restricted to payment only on the 90th day. We can refinance the loan for another 90 days, with just the interest paid to date, if you need more time. We gladly accept payment in full on or before the 90 days expires, without any penalty fees. At Oro Express Mesa Pawn and Gold, we want to see your smile when your loan is paid and we place your necklace in your hand!
Just the Necklace?
Because we want to help you any way we can, we will valuate any pieces of fine jewelry for a loan. All jewelry are welcomed, from rings, to earrings, to bracelets and more! Just bring them to our store and we can offer loans for them along with your necklace. That what makes us beloved for so long with our customers in Mesa!