Silver Loans Mesa


Silver is the second most sought after precious metal in the entire world, and has been historically as well.  Since it’s value is significantly lower than gold, it is one of the most used metals when it comes to jewelry items like rings, necklaces, and earrings.  This is easily verified by looking for what’s known as a stamp that’s typically located somewhere on the jewelry indicating whether its silver or steel.  Silver is noted with “925” or “999”, and stainless steel will often just say “stainless”.  Regardless, all employees at Oro Express Pawn and Gold are experts when it comes to silver in all its forms, and will get you the most amount possible when it comes to your silver loan.

How do Silver Loans Work?

Getting a silver loan is a fast and simple process no matter if you’re coming in from Mesa, Tempe, or Chandler.  It’s important to note here that no matter if you’ve got silvery jewelry or silver coins in your possession, the process is completely the same.  We like to keep things nice and easy for our customers and that way they can rest assured that they’re getting consistent cash values for their silver items.  With many pawn shops customers report getting inconsistent cash amounts for their different items, and we can ensure that’s something that never happens at Oro Express Mesa Pawn and Gold.  The cash loan offers you receive will always be consistent and in line with what our website, and what our employees say.

The process begins when you bring your silver down to our pawn shop.  The first thing our associate is doing with your silver is performing a visual inspection.  We’re looking for things like the quality of the piece both physically and intrinsically.  Obviously, aesthetically pleasing pieces of jewelry will garner higher cash values than others.  Lastly, we look for authentication of the actual silver jewelry.  This begins by looking for a stamp which is located in hard to find places such as the inside of a ring, or on the clasp of necklaces or earrings.  Typically this says either “925” or “999” which is 92.5% and 99.9% pure respectively.  Despite the difference in purity percentages, the amount of your silver loan is not affected at all.  The difference is so minuscule we simply don’t make it a part of our valuation.  Anyway, lastly and most importantly, our pawn associate will give you our pawn loan offer.  We can almost guarantee this is the highest loan amount you’ll find in Mesa, Tempe, or Chandler.  When you accept, we’ll collect a few signatures and then take your silver and tuck it away into our vault for safe and secure storage throughout the duration of the silver loan.

Is There a Time Limit to Repay the Loan?

At our pawn shop, we don’t like the word “time limit” simply because of the nature of pawn loans.  While according to Arizona law, they must be written out for a period of ninety days, it doesn’t mean that a customer is required to repay the entirety of the silver loan at the end of those ninety days.  At Oro Express Mesa Pawn and Gold, we understand that it may take longer than ninety days to get yourself back on your feet and find financial security.  When that ninetieth day comes, by simply repaying the accrued interest on your silver loan, we’re more than happy to rewrite the pawn loan and extend it for another ninety days as a whole.  This process can be done indefinitely, and only changes when you’re ready to pick up the silver.  On that day, you simply need to cover that same interest plus the original amount that we loaned to you, and we’ll be more than happy to return the silver to your possession.  During the entire period of your loan, your silver goes untouched and remains in our safe where it is monitored, protected, and insured.

So what’re you waiting for?  Our silver loans are the highest cash paying product that residents of Mesa, Tempe, and Chandler can expect.  From silver jewelry to silver coins, we pay the most cash per gram of any of our competitors and have been for the last decade.

What Types of Silver Do You Take?

This process would be faster to list the kinds of silver we don’t give cash on: silverware/flatware.  Literally every other kind of silver you may have in your possession is good for cash.  While silver jewelry and silver coins are the most common, we’re more than happy to pay cash for scrap silver, broken silver jewelry, and even old silver United States coins.  We believe in the value of silver just like the rest of the world has for hundreds of years and this is reflected in the amounts we pay, as well as our devotion to buying any silver our customers might walk through our front doors with.  If you’ve got any kind of silver and are still unsure, then just ask!  Our live chat service at the bottom of the screen will happily verify the type of silver we buy for you if you’d like to be that confident.  To all customers in Mesa, Tempe, or Chandler — just bring your silver down, and rest assured that we’re the customers who pay the absolute most cash in town.

What Makes You so Sure You Have Silver Loans Mesa Locals Trust?

We’ve been in the business for over twenty years serving the Valley of the Sun from our ten different pawn shop locations.  Our silver loans are the highest value you’ll find, and we ensure this by surveying our local competition each day of the week.  Our silver loans boast the highest cash per gram amount, as well as the lowest interest, as we care for our customers and want to provide every means possible to get them the cash that they may need.