Pawn Jewelry for Cash at Mesa’s Top Pawn Shop
Are you needing cash and wondering where to go to pawn jewelry? The answer is simple as long as you’re in Mesa, Tempe, or Chandler — visit Oro Express Mesa Pawn and Gold. If you’ve got silver, platinum, gold, or diamond jewelry come see us! As Mesa’s leading pawn shop, we ensure all of our customers are paid the appropriate worth for their jewelry. Along with the time to repay their jewelry loan. Let’s look at how it works, and how you can get yourself out of financial hardship with one simple visit.
What A Pawn Jewelry Loan Is
Pawning jewelry, or a jewelry loan, is a form of collateral loan which is very different from the typical financial loan instruments you find at banks. The beautiful thing about a pawn loan is that there’s no need to have credit, income, or proof of employment. There’s not even a verification process. As long as you have a piece of jewelry, and a valid ID card, then you can put hundreds of dollars of cold, hard cash right into your pocket.
A pawn loan only requires a valued item as security until loan is paid. We simply base the loan on the value of your gold, silver, or diamond jewelry. The more expensive the jewelry, the higher amount we’re able to loan to you. The professionals we have behind the counter are expertly trained and skilled to properly assess its value in order to get you the most cash possible. So don’t delay, secure a jewelry loan in Mesa, Tempe, or Chandler today!
So, What’s the Process on a Jewelry Loan?
It all starts with either engaging in the live chat at bottom of screen or a visit down to Oro Express Mesa Pawn and Gold. If you do take advantage of our online assistance please mention to our staff when you arrive. To give an accurate valuation of its worth, first our associate will give it a visual inspection of the jewelry’s condition. Most jewelry value comes primarily from the precious metals (gold, silver, and platinum). To determine that, first we verify its purity, signified by a stamp on it. These stamps vary depending on the type of precious metal, but provided it gives a point of reference.
Next, we’ll perform an acid test on flakes from the jewelry. These are collected by a special stone that does no damage to the jewelry. This test authenticates the jewelry’s purity. If there’s no reaction, the last step is to weigh it. For precious metals, both our pawn shop and the global market go by gram weight to determine its value. Besides its weight, the purity of the jewelry are factors to base our cash offer.
Because our prices for all precious metals are updated on a daily basis, as is the global trading price of the metal. We want to ensure that we’re always paying our customers the most cash possible, but also the fairest price possible. Any customer in Mesa, Tempe, or Chandler would agree that pawning jewelry to us is the most profitable. When you accept our cash offer, we’ll simply collect a few signatures and put cold, hard cash in your hand. We don’t deal with checks, cards, or any of that nonsense. You can simply pawn jewelry for cash in mere minutes.
Repaying Your Pawn Loan is Quick and Easy
When we give you a pawn jewelry loan, there is plenty of time to pay off your loan. By Arizona Law, pawn loans are written out for a term of 90 days. All of our customers are more than welcome to repay the loan at no penalty on or before 90 days is up. Come the end of the 90 days, Oro Express Mesa Pawn and Gold has two options, depending on your circumstances. The loan can be paid off in full and we hand you back your jewelry. Most importantly, we can extend another 90 days by you paying the interest pending if needed. Because we want nothing more than to give you back your jewelry!
If you’re unable to pay off the loan, then all that’s required is to pay the accrued interest of the jewelry loan and we’re more than happy to write it out for another 90 days. Our customers in Mesa, Tempe, and Chandler are more than welcome to extend their loan as many times as necessary to find financial stability.
When you’re ready and have paid off the loan, we will put that silver, diamond jewelry exactly the same as you brought it to us. Again, after pawning your jewelry, you can come and pay off the balance at any time before the 90th day at no penalty to you.
Why Delay? Pawn Your Jewelry Today!
We’re Mesa’s most trusted pawn shop with the most cash offered to you! If you need money to catch up financially, then stop on by to Oro Express Mesa Pawn and Gold for a jewelry loan. You can be in and out in as little as five minutes, stress free from your financial dilemma. If you’re around the areas of Mesa, Tempe, or Chandler, bring down your gold, silver, platinum, or diamond jewelry today for a free assessment.